CRES Real Estate Errors and Omissions Insurance

We specialize in protecting the real estate industry — and have for more than 25 years. Our mission is to protect you and your business DAILY. We’re part of one of the largest insurance brokers in the world, Arthur J. Gallagher. That means access to the most extensive protection options in the industry.

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Real Estate E&O Tail Coverage – Everything You Need to Know

(7 days ago) A real estate professional with 10 years of experience decides to make a major career change. She stops her real estate E&O insurance because she’s getting out of the industry and plans to retrain in a different area. But, six months into her new career, previous buyers lodge a claim against her for misrepresentation.

Category:  Real estate Go Now

How to Reject Real Estate Offers Safely

(9 days ago) Kathryn has been defending real estate professionals in Nevada for more than 15 years and is a very active member of our CRES legal panel. Along with Kathryn, we have Dave Miller, regional vice president with Fidelity National Home Warranty. Dave manages the CRES Advantage Home Warranty Plan. As a CRES E&O client, when you deliver a CRES

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Disclaimers for Your Real Estate Business

(6 days ago) Everything You Need to Know About Disclaimers for Your Real Estate Business. Disclaimers are a real estate licensee’s best friend. They can help to minimize your risk and can be used in many areas of real estate including listings, emails, websites and more. Here’s how disclaimers can be used to avoid a lawsuit — and how to get your

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Risks of Dual Agency for Real Estate Brokers

(2 days ago) CRES offers the unique opportunity for brokers and licensees to have their dual agency agreements checked by a legal professional. Conveniently, our legal team is available to help you 7 days a week. Contact CRES at 800-880-2747 for a confidential discussion today.

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Airbnb and Real Estate Sales

(5 days ago) Real estate professionals face risks in business every day. To make sure your business is protected in case of a lawsuit, contact CRES on 800-880-2747 for a confidential discussion about real estate E&O, a Business Owner’s Policy and more. With a CRES E&O + ClaimPrevent® policy, you’ll also get expert advice available any day of the week

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Real Estate Agent Issues with Zillow Purchase Agreement

(9 days ago) Real Estate Licensees Beware of Zillow Purchase Agreements. In many transactions, Zillow acts as seller and insists on using its own purchase agreement. Below are issues you should consider when advising your buyers whether/how to use the Zillow agreement. Note that this discusses differences between the Zillow agreement and the California CAR

Category:  Real estate,  California Go Now

8 Ways to Improve Real Estate Customer Service

(5 days ago) Real estate isn’t a 9 to 5 job, so ensure your agents are prepared for some after-hours inquiries to make the sale. You might also consider offering flexible work practices to your team, including working-from-home arrangements, rotating days off or other incentives. Get Creative; Look for opportunities to set your brokerage apart from your

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Avoiding a Real Estate Conflict of Interest

(2 days ago) Real estate agents have a fiduciary obligation to each client, so there’s an expectation that client interests will be served as first priority. A conflict of interest occurs when an agent has competing interests or loyalties which conflict with the interests of the client. In a real estate transaction, there are four main ways that this

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Dealing with Real Estate Clients With a Mental Illness

(9 days ago) Mental Illness is the collective term to describe all diagnosable mental disorders. Mental illnesses such as anxiety and depression are very common. Other disorders including schizophrenia and psychosis affect a smaller portion of the population. Mental illness can affect how a person thinks and feels, and it can also influence their behavior.

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Cyber Attacks on Real Estate Agents

(2 days ago) A more pervasive form of cyber attack in real estate transactions occurs when there is stolen identity. A perpetrator learns information about a property owner and he/she applies for a loan secured by the owner’s property. Stolen identity occurs when a person, without permission, uses a legitimate identity to fraudulently take certain action.

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Real Estate Firm Errors and Omissions Insurance

(6 days ago) As a real estate firm, you have two options: 1. Choose an Office policy to protect all of your agents and employees, or 2. Choose an Excess policy and have your agents purchase their own E&O (from us or anyone they choose). We can help you decide what best meets your needs.

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Real Estate Brokers Can’t Commingle Funds

(3 days ago) Commingling is when a real estate broker’s funds and client funds are mixed. For example, if a broker deposits a buyer’s deposit in their brokerage’s bank account instead of a separate escrow account. Commingling funds opens up the possibility that a client’s funds could be spent on brokerage or other expenses, which is unlawful.

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Real Estate Professionals and Negligence Claims

(3 days ago) According to California law, real estate professionals must conduct a “reasonably competent and diligent visual inspection”. Other negligence cases which have arisen include: When an agent missed a deadline for opting out of a contract. When disclosures provided to the agent by the seller have not been passed on to the purchasers in their

Category:  Real estate,  California Go Now

Selling Real Estate in Qualified Opportunity Zones (QOZs)

(1 days ago) Contact CRES at 800-880-2747 for a confidential discussion about your insurance needs today. As real estate E&O specialists, we can guide you to the right coverage choices for you and your business. And, with CRES E&O + ClaimPrevent®, you’ll have access to a team of legal professionals 7 days a week, so you can prevent legal issues before

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Red Flags in Real Estate Transactions

(7 days ago) Non Real Estate Escrow/Closing transactions: Real estate errors and omissions policies typically don’t cover non-real estate escrow/closing transactions. Be wary of requests to handle a non-real estate escrow/close as these can be complicated, use different forms and contracts, and have different standards of care.

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Risk Management Plan for Your Real Estate Brokerage

(5 days ago) Here are 5 tips to create an effective risk management framework for your real estate brokerage…. 1. Develop a Risk Register. The key to effective risk management is identifying and understanding what risks your business faces. The main …

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8 Most Ways Real Estate Agents Can Avoid Litigation

(5 days ago) Step 3: When you need an attorney, be sure they’re experienced in real estate Errors and Omissions. Another good point is that if you have E and O insurance, you’re more likely to have an attorney be retained that knows E and O litigation. And you’re more likely to get an attorney that knows what they’re doing.

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